10 Best Worldwide Payment Gateway Providers [2024]

If you’re building an online store, one of the most important steps is to enable accepting online payments. Payment gateways prove to be the best way to process customer payments ‌without any hassle.

With a market size of $16.27 bn in 2024, payment gateways have become the go-to method for sending and receiving money online.

However, with so many payment gateways out there, choosing the right one for your business can be overwhelming. You need a solution that’s secure, reliable andintegrates with your online store. Crucially, you also need to choose a provider with ‌low transaction fees.

In this blog, we’ll look at the 10 best payment gateways that can help your online business ‌scale.

Let’s dive in 👇

Best international payment gateway providers

Let’s take a look at the best international payment gateway providers.

1 - PayPal

With a 40.5% ‌global market share, PayPal is the world’s leading payment processor. It's easy to set up and can integrate with your online store without much effort.

PayPal is available in more than 200 countries and supports 25 currencies. It offers many features like flexible payment options, express checkout and buyer-seller protection in case of unauthorised transactions. It also supports major debit cards, credit cards and wallets.

PayPal offers 3 plans:

Standard - with no monthly fee
Express Checkout - no monthly fee
Pro - $30/month

Although pricing depends on the size of your business and the country you operate in, PayPal typically charges 2.9%+$.30 for every successful transaction.

2 - Stripe

Stripe is a popular payment processor with more than 1.49M global active users. In 2023, Stripe processed more than $1T worth of global payments.

Stripe supports more than 135 currencies and accepts major credit cards, debit cards and wallets.

The platform offers 100+ features integrated with its per-transaction pricing. Some of the features include a customisable checkout experience, data security and encryption, real-time reporting and more.

Stripe offers 3 plans:

Standard
Professional
Enterprise

Stripe is free to set up, but you have to pay a fee of 2.9%+$0.30 per transaction. Plus, there’s 1% additional fee for international transactions.

Best payment gateway providers in UK

Although both PayPal and Stripe work in the UK, there are many other platforms that might be a better fit for you if you run a business in the UK.

3 - Worldpay

Worldpay could be a great choice for you if you’re looking for a platform with low transaction fees. With transaction fees starting from 0.6%, it's one lowest-charging platforms on this list.

The platform accepts 120+ currencies and accepts major credit cards, debit cards and wallets.

World Pay has over 100 software integrations like accounting, analytics, ecommerce, relationship management and more, making it easy to scale your business.

Worldpay charges a monthly fee of £19.95 per month for online payments. And if you want a card machine for in-person payments, you’ll have to pay £17.50 per month.

4 - Square

Square is different from other companies on the list as it offers an end-to-end payment processing solution for both online and offline stores. They’re powering more than 4 million businesses globally.

You can quickly integrate your online store with Square using APIs, as the platform has made it very easy to open an account and get verified.

Other than the UK, Square supports payments from the US, Canada, Australia, Japan, Ireland, France and Spain. The platform accepts all major debit and credit cards and wallets like Apple Pay and Google Pay.

Depending on the number of transactions, Square charges 1.4%+25p per transaction for UK cards and 2.5%+25p for non-UK cards. The platform doesn't have monthly fees and you get your payouts the next day.

Best payment gateway providers in US

Let’s look at some of the best payment gateways if you’re running your business in the US 👇

5 - Amazon Pay

Amazon Pay is the official payment gateway offered by Amazon. It makes it easy for your customers to pay for your products if you’re also selling on Amazon.

Amazon Pay's biggest benefit is the one-click checkout. No matter if you have web store or an app, your customers can pay with just one click, without having to enter details every time.

Amazon Pay is available in 18 countries and supports 12 currencies, allowing you to send and receive payments internationally.

The transaction fee for Amazon Pay is 2.9%, plus there’s an authorization fee of $0.30 for every transaction.

6 - Authorize.Net

Authorize.Net is a popular payment gateway in the US. The platform markets itself as a secure payment gateway and offers an advanced fraud protection system.

It offers a variety of payment options like debit cards, credit cards, eChecks and wallets.

Authorize.Net doesn’t have a setup fee but charges a $25 monthly fee. For payment gateway only, the platform charges 10¢ + daily batch fee of 10¢ for every successful transaction.

Note - Authorize.net gathers your transactions from the past 24 hours into a 'batch' and sends it to processing networks. Daily Batch Fee is the charge for this service.

Best payment gateway providers in India

Razorpay and PayU are the best payment gateways in India. Let’s look at what they do best 👇

7 - Razorpay

Razorpay is one of the most-used payment gateways in India and is highly popular with both small and large businesses. Razorpay has more than 8 mn businesses and processes up to $60 bn worth of transactions annually.

The platform offers an instantly activated account and easy-to-integrate features. It accepts a wide range of payment methods, such as credit and debit cards, UPI, net banking, cardless EMI and wallets like Amazon Pay and PayPal.

Razorpay has a transparent plan of 2%+GST per transaction with no hidden fees. For international cards and Amex cards, it charges a 3%+GST fee with a 3-day settlement period.

Note - GST is Goods and Services Tax; 18% of the transaction fee.

8 - PayU

PayU is a popular payment gateway in India that offers high transaction success rates and a smooth checkout process. The platform has more than 450,000 merchants and powers more than 10M transactions everyday.

PayU has a payment system for both websites and apps, and you can set up an account in 5 minutes. It accepts a wide range of payment methods, such as credit and debit cards, UPI and net banking.

PayU charges a 2%+GST fee for each transaction and 3%+GST for international transactions.

Best payment gateway providers in UAE

9 - Telr

Telr, formerly known as Innovative Payments, is one of the most-used payment gateways in the UAE.

Telr is available in more than 120 countries and accepts major credit and debit cards, wallets and Net Banking from Indian and Saudi Arabian banks.

Telr offers 4 pricing plans

Entry plan with 0% transaction fee
Small plan with 2.69% + AED 1 transaction fee
Medium plan with 2.49$ + AED 0.50 transaction fee
Custom plan

10 - CashU

CashU started in the UAE and is now a popular payment gateway in the Middle East and North Africa (MENA). The platform is known for its security and fraud prevention systems.

It promises to protect every transaction without the risk of chargebacks. CashU only charges $1 as maintenance fee and its annual fee is based on the number of your transactions.

Conclusion

The best payment gateway is the one that suits your online business requirements. To make sure you get the right fit, ask these questions:

How easy is it to integrate with your online store?
What kind of customer support is available?
Do they offer custom solutions that meet your unique business requirements?
What are the transaction fees and other costs?
Is it available in your country and what are the supported currencies?

Alternatively, you can just check out Builder Marketplace. Our platform offers a wide range of leading payment gateways, all tailored to fit different needs and budgets.

Here’s what you’ll get working with us 👇

One-click integration - get one-click payment gateway integration directly from Builder Studio, our custom software building platform
Auto-account creation - skip manual account creation; set up your partner account automatically
24/7 support - access round-the-clock expert support to for any integration issues

If that sounds good, hit the banner below and integrate your online store with a payment gateway today 👇